The long and the short of it
You have no doubt heard about short sales. They are all over the media. I’m sure you’ve never heard of a long sale though…A long sale is what real estate agents call short sales.
Why you ask?
Real estate agents get calls daily from people wanting to purchase a short sale. A short sale is a home that will sell for less than the current mortgage lien on the home. Many people think they are getting a great deal by purchasing a short sale.
What real estate agents know, is that there is nothing short about the short sale process. I recently was working on a short sale, that I personally thought the bank should have jumped on…3 MONTHS later, they denied the short sale to the seller in foreclosure.
Normally when you purchase a home for sale in Oregon, it is typically 30 days from offer to close. Trying to negotiate a short sale with a lender often takes significantly longer than that just to get a response. There is nothing short about the process of a short sale.
Sellers and potential buyers of short sale properties need to prepare themselves for the long road ahead. I think they should rename short sales…long shot sales with a 30% chance of closing and extremely painful process for all involved…
Not very catchy…I know
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